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Still knowing the first soft day of the season has yet to arrive

These easier, lower-rated trails are a great place to start browse trail maps, check difficulty ratings, and find your next adventure

It increases oxidative stress, damages blood vessels, and heightens the risk of chronic diseases

Qualified designated investment alternatives, as defined by the Department of Labor (DOL), must: Allow for transferring investments within the plan without financial penalty Be managed by the investment manager or an investment company registered under the Investment Company Act of 1940 Be diversified Invest in securities outside of direct employer securities These investments can include life-cycle funds, targeted-retirement-date funds, balanced funds, and professionally managed accounts