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Since Fallout 3, tobacco has been itemized in several forms, and people can be seen smoking daily, though the player themselves could not smoke

We contend that the emergence of the black market despite the significant investment in law enforcement, while witnessing an accelerated decline in tobacco use, suggest that rather than learning from past, we have instead repeated a different mistake

The primary reason the WalletHub number is inflated is that the company's calculation is based on the idea that if smokers weren't spending their money on cigarettes, they would be investing every penny of it and that their investment would give them a 7 percent rate of return for 51 years

This calculator uses a 7% average annual return (the historical average return of the S&P 500 adjusted for inflation) to project investment growth